Pay bills in Brazil
with cryptocurrencies

Yes. To pay, you need an approved registration: CPF (or CNPJ, for companies) and identity verification, done in the app. There are no verification levels: with an approved registration, payments are unlocked within the public limits (R$ 10,000 per transaction and R$ 50,000 per day).

An account is not required. You can make payments just by connecting your wallet. Creating an account gives you benefits such as a transaction history and reduced fees.

Yes. PagFinance is ideal for Brazilians abroad who need to pay bills in Brazil. You just need a wallet with supported cryptocurrencies and internet access. A Brazilian bank account is not required.

PagFinance is a Brazilian crypto-to-fiat payments platform that lets you pay PIX and boletos using cryptocurrencies such as USDC, USDT and SOL. There are 61 digital assets across 13 blockchain networks. Settlement takes roughly 30 seconds, with full self-custody and a transparent fee of 1% to 2%, depending on the asset used for the payment.

PagFinance is not an exchange. It is a payments platform. While exchanges let you buy and sell cryptocurrencies (trading), PagFinance converts your crypto directly into real payments via PIX and boleto, with no intermediate steps. You do not have to sell on an exchange, transfer to a bank, and then pay. The process is direct: crypto from your wallet becomes a payment in 30 seconds.

PagFinance accepts 61 digital assets across 13 blockchain networks, including USDC, USDT, SOL, ETH, XRP, HYPE, ARB, BNB, POL, LINK, JUP, EURC, PYUSD, USDS and USDe. Supported networks are Solana, Robinhood, Stellar, Base, BNB, Avalanche, Ripple, HyperEVM, Arbitrum, Polygon, Optimism, Monad, and TRON.

PagFinance is compatible with the main Web3 wallets: Phantom, MetaMask, Solflare, Xaman (for XRPL), and any other wallet that supports WalletConnect. We support wallets on all 13 supported blockchain networks.

Yes. The limit is R$ 10,000 per transaction and R$ 50,000 per day. During the nighttime period, the limit is R$ 1,000. Above R$ 50,000, the operation is OTC: talk to the sales team. The limits are the same for all users, with no verification levels.

Paste the boleto barcode on PagFinance, select the cryptocurrency and confirm. The platform converts the crypto into BRL and pays the boleto. Boletos are processed within 24 business hours (banking-system turnaround). PIX is processed in roughly 30 seconds.

The process is simple: connect your wallet, enter the payment details (PIX or boleto), pick the crypto and confirm. The payment is processed in roughly 30 seconds.

Average processing time is around 30 seconds for PIX payments. Boletos may take longer depending on the issuing bank.

Yes. PagFinance operates with self-custody, which means your crypto never leaves your wallet until the exact moment of payment. All transactions are verifiable on-chain. The platform does not store private keys.

No. PagFinance is not a financial institution authorized by the Central Bank of Brazil and is not a PSAV (virtual asset service provider). The company provides technology: the app connects your wallet to the payment, and banking partners settle the payment in reais.

What changes the rate is the asset you use, not your verification level: 1% on payments made with BRLP and 2% with other crypto. There is no tier based on the transaction amount.

B2B partners integrating through the API get a rate negotiated by volume: talk to the sales team for a proposal.

There is a per-transaction minimum of R$ 1.20 for PIX and R$ 2.50 for boleto, which only matters on small payments. The fee already includes crypto-to-BRL conversion and payment processing via PIX or boleto. There are no monthly fees and no hidden charges.