For Businesses

Financial infrastructure for the digital economy

Global capital movement, crypto payments with fiat settlement, and programmable access to modern financial rails. All on a regulated platform.

30 sec
Settlement via Pix
Instant
USDC, USDT, SOL and more
Stablecoins and digital assets across multiple networks
Multi-asset
BCB PSAV
Operation regulated by Brazil's Central Bank
Regulated
Powered bySolanaXRP LedgerEVMPixPyth Oracle
Cross-Border

Global movement without operational friction

Eliminate intermediaries, reduce FX costs and settle in local currency at real speed.

  • International payments without operational complexity
  • Significant reduction in FX costs compared to traditional channels
  • BRL settlement via Pix in up to 30 seconds
  • Elimination of correspondent banks and unnecessary intermediaries
Ideal for companies operating internationally that need predictability, speed and margin.

Settlement flow

1
Digital asset transfer
Stablecoins across multiple blockchain networks
Origin
2
Real-time quote
USD/BRL oracle via Pyth Network
3
Automatic conversion
Crypto to BRL at the best rate
4
Settlement via Pix
Instant transfer in Brazilian reals
30 sec
Business Solutions

From checkout to compliance. One platform.

From payment widgets to full regulatory infrastructure. Choose the layer that makes sense for your model.

Popular
Crypto Checkout with fiat settlement

Your customers pay in crypto. You receive in BRL. No volatility exposure, no complexity.

  • Accept stablecoins and digital assets
  • Receive directly in BRL with no volatility exposure
  • Integrate via widget with a single line of code
  • Improve conversion with global payment methods
Expand your customer base without changing your financial operations.
Integrate now
API for global financial integrations

Connect your operation to modern financial rails via a single programmable interface.

  • Direct integration with multiple networks and protocols
  • Payments, conversions and settlement in one API
  • Infrastructure ready for embedded finance
  • Support for payouts, splits and recurring payments
Turn payments into a programmable layer of your product.
Documentation
BRLP - BRL settlement infrastructure

More than a token. An efficient settlement layer for institutional and cross-border flows.

  • Digital representation of BRL for instant settlement
  • Integration between traditional financial systems and blockchain networks
  • Reduction of manual reconciliation and operational friction
  • Foundation for institutional and cross-border flows
A unified rail for moving reals in the digital environment.
Learn more
API

One interface. Multiple financial rails.

Connect your operation to payments, conversions and settlement via a modern REST API. Production-ready.

  • Real-time quotes with slippage and expiration parameters
  • Payment creation and submission in async flow
  • Webhooks for confirmation and settlement events
  • Secure authentication with JWT and per-operation scopes
RESTWebhooksTypeScript SDKSolanaEVMXRPLGraphQL (coming soon)
TypeScript
// 1. Get quote
const quote = await pagfinance.quotes.get({
  fromAsset: "USDC",
  toAsset: "BRL",
  amount: 500,
});

// 2. Create and submit payment
const result = await pagfinance.payment.submit({
  quoteId: quote.id,
  pixKey: "dest@email.com",
  txSignature: signedTx,
});

// status: "confirmed" | "settled"
PSAV as a Service

Operate in the crypto space with full regulatory infrastructure.

Eliminate the cost and complexity of building a regulated operation from scratch. PagFinance provides the infrastructure, you provide the product.

Brazilian regulatory compliance
Infrastructure aligned with Central Bank requirements, including BCB Resolutions 519-521 and the virtual assets framework PL 4308/2024.
Integrated onboarding and compliance
Automated KYB/KYC, transaction monitoring and regulatory reporting. All integrated into your operational flow.
Liquidity management and execution
Transaction execution with active liquidity management. No concerns about spreads, settlement or manual reconciliation.
Accelerated time-to-market
Enter the digital assets market without building your own operation. Focus on the product; PagFinance handles the infrastructure.
Enter the market without needing to build your own operation.
BRLP

More than a token. A settlement rail.

BRLP is the BRL settlement layer for the digital environment. Real efficiency for institutional, cross-border and embedded finance flows.

  • Digital representation of BRL with instant settlement
  • Native bridge between traditional financial systems and blockchain networks
  • Drastic reduction of manual reconciliation and operational friction
  • Architecture designed for institutional scale and cross-border
A unified rail for moving reals in the digital environment.
BRLP
Brazilian Real Liquidity Protocol
XRP LedgerSolanaEthereumPolygon
1:1
Parity with BRL
Pyth
USD/BRL oracle in real time
Multi-chain
Native interoperability
Regulated
Operation under BCB PSAV
Ready to get started?

Build on financial infrastructure that already works.

Talk to our team to understand which solution makes the most sense for your business model.